Pick your DailySaver plan, enter your saving amount, and watch true compound interest work for you — daily accrual, up to 15.5% effective rate.
True compound interest · Daily accrual · Annual rate ÷ 365
Select a plan and enter your saving amount to see your projected balance.
| Tier | Term | Base Rate p.a. | Max Top-Up | Max Effective Rate |
|---|---|---|---|---|
| DailySaver Term Term | 3 months | 5.0% | +2.5% | 7.5% |
| DailySaver Term Term | 6 months | 6.0% | +2.5% | 8.5% |
| DailySaver Term Term | 9 months | 6.5% | +2.5% | 9.0% |
| DailySaver Term Term | 12 months | 7.0% | +2.5% | 9.5% |
| DailySaver Plus Plus | 18 months | 8.0% | +2.5% | 10.5% |
| DailySaver Plus Plus | 24 months | 9.0% | +2.5% | 11.5% |
| DailySaver Plus Plus | 36 months | 10.0% | +2.5% | 12.5% |
| DailySaver Prime Prime | 48 months | 11.5% | +2.5% | 14.0% |
| DailySaver Prime Prime | 60 months | 13.0% | +2.5% | 15.5% |
Small consistent habits compound into life-changing results.
Daily deposits compound more frequently. XAF 500/day = XAF 182,500/year before interest.
DailySaver Prime at 60 months with Max Top-Up unlocks the highest rate NCHEMTY offers.
The +2.5% Top-Up adds a meaningful bonus on every plan. It costs nothing extra — always turn it on.
Set a recurring transfer in the NCHEMTY app so your savings happen automatically every day.
Withdrawing interest resets compounding. Leave it in and watch it snowball every month.
Named goals are 3× more likely to be completed. Create a "School Fees" or "Car" pot today.
