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Savings & Growth · Cameroon

Let Your Money
Grow While You Live

There when you need it. Growing when you don't. Earn competitive interest on your savings, access your money instantly whenever you need it, and get started with zero minimum deposit.

3.50
%
AER interest (variable) · Paid daily or monthly
Start Saving Today Compare Products
NCHEMTY Savings Account - Grow your money in Cameroon
3.50%
Max AER Interest
XAF 0
Minimum Deposit
Instant
Withdrawal Access
FOGADAC
Deposit Protected
Flexible Savings

Our Most Flexible Way to Save

Grow your savings without locking your money away. Total freedom, competitive interest, no compromises.

Withdraw Instantly, Anytime

No waiting periods. Access your money immediately for medical bills, business opportunities, or emergencies. Zero withdrawal fees — available 24/7.

No Minimum Deposit

Open with zero balance and deposit at your own pace. Savings Pot up to XAF 10,000,000. Cash ISA up to XAF 20,000/year.

FOGADAC Protected

Eligible deposits are protected by the Deposit Guarantee Fund in Central Africa (FOGADAC). Save with complete peace of mind.

Smart Tools

Savings Made Seamless

Powerful tools that work in the background — so your balance grows whether you think about it or not.

  • Set a savings goal — name your pot and track progress visually
  • Schedule deposits — daily, weekly, or monthly auto-transfers
  • Round Up Transactions — spare change goes straight into your pot
  • Milestone alerts at 25%, 50%, 75%, and 100% of your goal
  • Interest tracker — watch earnings accumulate every single day
  • Multiple savings pots for different goals, all earning interest
Open a savings pot today
Instant Savings Rate
3.25
%
Annual AER (variable)
Holiday Fund · 68% of goal
XAF 285K savedXAF 420K goal
+XAF 291
Interest earned yesterday
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Savings Pot vs Cash ISA

Both earn competitive interest. Choose based on your savings goals and deposit limits.

Savings Pot
Instant Access
3.00%
AER Variable · Paid daily or monthly
  • No minimum deposit
  • Deposit up to XAF 10,000,000
  • Instant withdrawals 24/7
  • Multiple pots per account

Open Savings Pot
Cash ISA
Instant Access · Higher Rate
3.50%
AER Variable · Paid daily or monthly
  • No minimum deposit
  • Up to XAF 20,000 per year
  • Instant withdrawals 24/7
  • Higher interest rate

Open Cash ISA
Get Started

It All Starts with a NCHEMTY Account

1

Apply Online

Fill in your details in minutes. No branch visit needed — fully digital from your phone or computer.

2

Get Approved

90% of accounts approved same-day. Receive your account details by SMS instantly after approval.

3

Open Savings Pot

Tap "Open Savings" in the app, name your pot, and start earning interest immediately.

Ready to Watch
Your Money Grow?

Open a NCHEMTY Instant Access Savings Pot today. Free, flexible, and earning from day one.

Open Savings Account Speak to an Advisor
COBAC Regulated
FOGADAC Protected
Any Phone